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Basloe said she has worked hard to achieve financial independence and doesn't want a relationship with someone financially irresponsible to ruin that.

"I wouldn't attach myself to someone who would bring me down -- mortgage-wise, or when it comes to buying a larger house or even [qualifying for] insurance rates -- it affects every aspect of your life," she said.

"I wouldn't even consider someone in that situation -- the joke about me has always been 'to please fill out a credit application and I will consider [you].'" Why such concern over this magic number?

Respondents said they worry that a partner with bad credit could hurt their prospects for qualifying for home loans, auto loans or lower interest rates and they'd be irresponsible about handling joint finances.

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